Received the assent of the Governor of Punjab on the 17th April, 1973 and was published in the Punjab Gazette, (Extra), Legislative Supplement, Part I dated April 19, 1973/Chaitra 29, 1895.An Act to validate certain registrations and matters appurtenant thereto.Collectors are required by Fair Debt Collection Practices Act to send you a written debt validation notice with information about the debt they’re trying to collect.It must be sent within five days of the first contact.Be it enacted by the Legislature of the State of Punjab in the Twenty-fourth Year of the Republic of India as follows :- 1. - This Act may be called the Punjab Registration (Validating) Act, 1973. Validation of acts of General Assistant, Amritsar purporting to act as Sub-Registrar.
Ask for the debt collector’s mailing address at this time as well, in case you decide to request a debt verification letter.
If you’re still uncertain about the debt you’re being asked to pay, you can send the debt collector a debt verification letter requesting more information.
This option is best if you plan to pay the debt in collections.
Verification letters are best used in two circumstances: If the debt is nearing its statute of limitations, for example, you may be better off ignoring debt collection notices than drawing more attention to yourself with a verification letter. The key is to be thorough in your request for debt verification.
In your letter, ask for details on: You may want to send this letter by certified mail and request return receipt so you can document the correspondence between you and the debt collector.
You have the right to ask them to send proof of that debt, the amount they claim you owe, and their legal ability to collect the debt from you.